The account types that are offered by BFCU are Regular Share (Savings) Accounts, Share Draft (Checking) Accounts and Christmas Accounts.

Dividend Rates for Regular Share Savings

$100 – $4999.99 .10% .10% APY
$5000.00 – $19999.99 .25% .25% APY
$20000 – up .40% .40% APY

Share Draft (Checking) Accounts

  • Must be an eligible member with a current Share Savings Account.
  • Must maintain $25 balance in Share Savings Account.
  • Minimum of $25 to initially open account.
  • No minimum balance required in Share Draft Account.
  • Direct Deposit from payroll available.
  • Overdraft Protection for qualified members.

Christmas Accounts

$25.00 – $2400.00 .750%

*Minimum of $25 to open and maintain account, maximum monthly deposit of $200, maximum account balance $2400.00.

Checks for total of Christmas Account Balance will be printed and dispersed on the last business day of October annually.  Christmas Accounts can be reopened on the first business day of January of the following year.

CD Rates

6 month $1k min – $20k max 3.7% APY
1 year $1k min – $20k max 4.60% APY
2 year $1k min – $20k max 4.45% APY

APY=Annual Percentage Yield